Clients earn NP Merchant Points with every purchase made through NEWPAGES (excluding the Service Tax amount).
For example, a client who signs up for a package worth RM6,850 (before SST) will earn 6,850 Merchant Points. These points are redeemable for a value of RM68, which can be applied toward a future renewal or upgrade payment.

NP Merchant Points are a reward you earn for being a client, and they function as a discount on your future major payments (like renewals).
NMS Credit is a prepaid currency you buy or load, and it is used for direct purchases within the smaller scale of the Merchant System. Read What is NMS Credit?